Senior Associate, Financial Analysis

Company: Capital One Careers
Location: Richmond
Posted on: May 1, 2025

Job Description:

Senior Associate, Financial AnalysisIt's an exciting time to join the Premium and Rewards organization as we continue to drive growth and deliver exceptional value to our customers through our premium product suite. We are looking for a Senior Analyst to join the FP&A Rewards team. This individual will work cross-functionally across Rewards teams, controllers function, FP&A, and connected teams to support effective financial management and lead analysis in support of the liability management. This Senior Analyst will report to the Rewards and Premium Lead.In this role, you will focus on the Rewards Liability for the Domestic Card business. Rewards are one of the primary ways we deliver value to customers through our Credit Card products. This associate will be responsible for managing the ongoing earn, redemption, and future projections of customer rewards, as well as performing ad hoc analysis on interchange margins and reward expense trends to support business decisions.The role requires strong communication, problem-solving, critical thinking, and influencing skills to effectively:

• Critically evaluate data and option sets to present recommendations
• Partner with Rewards teams and business leadership to assess the financial implications of Rewards liability and trends, providing insights to optimize value for both customers and the business
• Develop presentations to communicate business and analysis results to senior leadership audiencesGeneral Responsibilities:
  • Financial analysis & reporting: Accurately analyze and explain revenue and expense implications of Rewards liability, report key updates to leadership as part of quarterly management routines, and analyze key drivers of redemption and earn trends
  • Forecasting, and P&L management: Manage financial planning related to Rewards liability and associated business dynamics
  • Executive business presentations: Assist in developing presentations to communicate analysis results to senior audiences and clearly articulate insights to leadership teams
  • Ad hoc analysis: Support analysis of interchange margins, reward expense trends, and other strategic initiatives as needed
  • Project management and prioritization: Independently manage, prioritize, and delegate tasks, acting as a project lead for certain responsibilities within the team
  • Process improvement: Continuously evaluate and improve processes related to Rewards tracking, forecasting, and financial impact analysis
  • Communication: Express strong written and verbal communication skills to effectively influence stakeholdersBasic Qualifications:
    • Bachelor's Degree or military experience
    • At least 2 years of experience in financial analysis
    • At least 2 years of experience with financial modelingPreferred Qualifications:
      • Master's Degree in Business Administration (MBA) or Master's Degree in Finance
      • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
      • At least 3 years of experience in financial analysis
      • At least 3 years of experience with financial modeling
      • Experience in Microsoft Excel and Microsoft PowerPointAt this time, Capital One will not sponsor a new applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.McLean, VA: $94,600 - $107,900 for Sr. Financial Analyst -Richmond, VA: $86,000 - $98,200 for Sr. Financial Analyst - - - - - - - - -Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the -Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Keywords: Capital One Careers, Alexandria , Senior Associate, Financial Analysis, Accounting, Auditing , Richmond, Virginia